William P. Bengen

All-Cap Withdrawal Magic

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Could a less constrained allocation unleash higher withdrawal rates for retirees?

Choosing The Highest Safe Withdrawal Rate At Retirement

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When we close in on safer retirement withdrawal numbers, inflation must be taken into account.

Small-Cap Withdrawal Magic

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Could a little allocation tilting dramatically increase safe withdrawal rates?

Is 4.5% Still Safe?

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Bill Bengen examines whether the portfolios of people who retired in 2000 and 2008 survive.